Stories written by Steve Hovland

Steven D. Hovland is a certified public accountant and certified forensic accountant with Dalby,Wendland & Co. Hovland specializes in financial statement audits and internal control assessments. Dalby, Wendland & Co., a full-service auditing and accounting firm , opened its doors in downtown Grand Junction in 1948. For more information about the firm., including tax updates, visit

Diligence offers protection from mortgage fraud

The term “fraud” often refers to a business whose accounting department had substandard internal controls and the bookkeeper was able to steal the owner’s cash. We take some interest in the story at the time, but then quickly forget about it after the paper has been set down. We tend to think that if we […]

With internal controls, ignorance dangerous

The English poet Thomas Gray wrote, “Where ignorance is bliss, ’tis folly to be wise.” Over the years, this quote has been abbreviated to the more simplistic “ignorance is bliss.” Many times in our lives we believe that saying holds merit —the number of calories in that chocolate truffle you just ate or how much […]


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