Category archives for: Contributors

Find your passion: Good advice or bad?

Find your passion. Choose a job you love, and you’ll never have to work a day in your life. It’s advice that’s been passed down for centuries, attributed to everyone from Confucius to Mark Twain to Marc Anthony. It’s cited so frequently it’s become a commencement address cliche. It might be well-intentioned advice. But is […]

Up in smoke: Tobacco use costly for businesses

What kills more people than motor vehicle accidents, illegal drugs, alcohol, AIDS, murders and suicides combined? This deadly killer is tobacco, and it’s preventable. According to the Centers for Disease Control, tobacco use constitutes the leading cause of preventable disease, disability and death in the United States. This isn’t surprising news. Nearly everyone knows tobacco […]

Are you unknowingly creating end-of-life regret?

The second most-cited regret of people at the end of their lives is this: “I wish I hadn’t worked so much.” It’s an extraordinarily powerful and telling statement given all the things people could possibly regret when looking back at the lives they lived. For those who have a lot of life left to live, […]

With planning, vacations can still be fitness-friendly

Vacations, long car trips and busy schedules can all lead to major disruptions in our fitness routines. Whether traveling by car or plane, staying in hotels or with family, you can keep fitness a part of each day. Here are a few tips to help make your vacations more fitness-friendly: Sitting in a car for […]

While investing in real estate, beware rules of thumb

“I’m looking for a solid single-tenant, NNN investment property at a 10 cap.”  “You know what they say, location, location, location.”  “Buy and hold.  There’s never a good reason to sell.”  “I buy only in the foreclosure market. That’s where the deals are.”  “If you don’t have 35 percent down, don’t buy investment real estate.” […]

Estate taxes no longer a focus of planning

Maybe I’ve been doing this work far too long. A short 43 years ago, estate planning — estate tax planning in particular —  was a focus for many clients. In 1975, the highest estate tax rate was 77 percent for estate transfers in excess of $10 million. The amount exempt from estate taxes was $60,000 […]

Manage polarities to address challenges

How many times have you encountered a situation that feels like “whack a mole” or the movie “Groundhog Day?” Recurring problems might not be what they seem. Managing what Barry Johnson describes as “polarities” could offer not only insights, but also strategies to better deal with challenges that arise. Johnson starts with a question: Is […]

Buying a business offers higher returns, but also presents pitfalls

Business ownership constitutes an attractive prospect for people looking for not only profitability, but also flexibility. Many entrepreneurs and investors focus on creating wealth through startup ventures or such investments as bonds, real estate or stocks. They all offer benefits and risks. But buying an existing business — whether you’re paying with cash or using […]

Does fear of change limit your happiness and success?

Change remains a reality of business, whether we want it or not. Business environments, economies, team dynamics and technology all change. So, for that matter, does the weather and relationships. Life is all about change. And if we habitually resist change, we limit the potential of all that’s available to us personally and professionally. Many […]

Here comes the sun — and so should precautions

Even from almost 93 million miles away, the sun inspires awe. It produces just the right amount of energy for plants, animals and humans to survive; holds our planet in a secure orbit; and instills joy in our hearts as we open our blinds, walk in the park or enjoy a beach vacation. As is […]

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