The approach of a new year affords a new opportunity to consider real estate as an investment. If we use the tried-and-true Benjamin Franklin approach to making decisions, it becomes clearer to see why a real estate investment in 2015 might make sense. So bear with me as I review some of the pros and […]
The quality and character of the individuals essential to the operations of a company directly affect the efficiency and effectiveness of the business — not to mention the pleasure of those who own and operate it. Simply put, the higher the caliber of those you choose to hire, the more happiness and success you’ll derive […]
You’re remodeling your bathroom, but your contractor didn’t finish the job and won’t respond to your phone calls. You need legal assistance to resolve the problem. But after spending hours searching for an attorney, you realize legal help could be expensive — and you’ve already lost money on an incomplete bathroom project. This is a […]
One of the more important concepts in modern estate and business planning is that your plan should be uniquely yours — not an off-the-shelf, one-size-fits-all plan. A number of recent studies have confirmed that very thing: When asked, most children say they’d much prefer to have their mother’s voice and other memories of her than […]
Creating an effective retirement program that meets the needs of employees and owners is a complex issue. Not only are such business strategies as attracting and retaining qualified employees involved, but so are host of complex tax rules. To complicate matters even more, there’s often a significant need for business owners to maximize their own […]
Business owners solidly focused on moving their companies to ever higher levels of profitability constantly look for ways to improve their business models. To achieve this requires a discerning awareness of what is — and isn’t — working in daily operations. There’s a potential pitfall here, however. If, as a business owner, you’re so focused […]
Locally owned small retailers can earn 50 percent or more of their total annual sales during the critical holiday shopping months of November and December. The business choices made during this important period can have devastating effects on cash flow for the entire year. The U.S. Small Business Administration surveyed several business counselors from the […]
Tis the season for family and friends, yummy treats, sweet drinks … and weight gain. Research shows the average American gains 5 pounds to 10 pounds between Halloween and New Year’s. Since Americans seldom lose holiday weight, the pounds can accumulate year after year. To help curb holiday weight gain, Healthy Mesa County has launched […]
It’s estimated the average American gains between 5 pounds and 9 pounds during the holiday season. This begins at Halloween and continues until the New Year. It’s not an easy time to keep pounds off. Why? People eat more and exercise less, which results in weight gain. It’s as simple as that. It all starts […]
Just when you think summer will go on forever, a cold wave from Alaska hits and it’s “welcome to winter.” Have you tried to hire a roofer or plumber lately? With the heavy fall rains in the Grand Valley and recent bone-chilling temperatures, leaky roofs, frozen pipes, water breaks and furnaces that won’t run are […]