I met with my financial advisor, and he pointed out some interesting facts. Since 1925, the stock market has shown positive gains in every presidential election year except for four years. And of those four years, two years were 1932 in the midst of the Great Depression and 1940 during World War II. There are […]
Business leaders determined to move their companies to ever higher levels of success look for ways to improve operations. To achieve this objective requires a discerning awareness about what is — and isn’t — working. Beware of a common pitfall, though: focusing on what’s wrong at the expense of what’s right. This approach might lead […]
Do you have employees who are 65 or older? If so and you provide group health insurance, what pays first? Medicare or your company plan? For employees who are Medicare-eligible or already covered by Medicare, you want to understand the rules about which insurance plan pays first (the primary payer) and which pays second (the […]
Distinguishing between employees and independent contractors constitutes a crucial determination that can significantly impact business operations. When a business hires independent contractors, it avoids certain taxes and isn’t required to provide the same benefits provided to employees. This can result in substantial cost savings — usually 30 percent to 40 percent on labor expenses. In […]
Now that it’s spring, property owners gear up up for the seasonal transition. From residential homes to commercial complexes, ensuring your property is prepared for the warmer months ahead is paramount. To guide you through this process, here are some tips for a seamless springtime transformation. Inspect and maintain exterior surfaces: Harsh winter elements can […]
Financial stability constitutes an ongoing concern for many people in Mesa County, likely including some of your employees. Several teams at Mesa County Public Health focus on improving the economic stability of the community, in turn addressing one of the social determinants of health. These are the conditions in the environment that affect health and […]
Entrepreneurship requires an recognition of how the whole system works, seeing a place and growing a business within the startup ecosystem. Many would-be entrepreneurs arrive ready for battle with an idea and dream, but no clear understanding of what they’re walking into. The most severe obstacle for startups is finding the money needed to grow. […]
Working on you is the most important project you have. Whether it’s exercising regularly, improving nutritional habits or living a balanced life, there’s only one of you. There will only ever be one of you. Making the most of your life each day is the goal. Aren’t you important enough to make yourself, your health […]
The Met Life and U.S. Chamber of Commerce Small Business Index noted several key indicators heating into 2024. While there are still some stumbling blocks in inflation and supply chain issues, I’d like to focus on another issue. Inflation and the supply chain present stubborn challenges and involve more factors than any one business can […]
“When you buy a franchise, you may be able to sell goods and services that have instant name recognition and get training and support that can help you succeed. But purchasing a franchise is like any other investment: There’s no guarantee of success.” — Federal Trade Commission There are two main participants in a franchise […]