Are you looking for working capital or a business loan? Maybe you’re consider ways to win more contracts. Your business plan — you do have one, I hope — is an essential element for these financial endeavors. A business plan offers a road map that keeps you on track and lets potential lenders, investors, business […]
Estate planning constitutes an essential aspect of any personal finance journey. It’s important to be proactive in determining how your assets will be distributed and managed after your passing. Planning also offers an opportunity to specify the care arrangements for minor children. Whether you realize it or not, everyone has an estate plan. It’s either […]
It’s no secret that to keep healthy, we must move our bodies every day. Movement strengthens our muscles, including our heart. Did you know the heart muscle is the only muscle that never stops working? Cardiovascular exercise keeps your heart strong. Learning what cardio exercise is and why it’s important is the first step. From […]
It’s really my own fault. I don’t know why I continue to do it. I know better than to pick up some book, article or podcast and think I’ll either (a) never be disappointed or (b) see something I’ve never come across before. Wouldn’t you know it? I recently read an article about whether belief […]
Mesa County remains at the forefront of transformative initiatives, including a new partnership focused on bolstering a diversified economy through a circular economy. Diversifying the economy also promotes resilience. An economy that isn’t overly reliant on a single industry sector is more robust and adaptable to external shocks. A more diversified Western Slope economy is […]
The U.S. Department of Labor issued a final rule on determining independent contractor status under the Fair Labor Standards Act. Under the new rule, which takes affect March 11, the DOL will consider the totality of circumstances in each case to determine whether a worker is an employee or independent contractor. These factors include, but […]
If you’re like most people, you’ve worked for a variety of business owners and managers during your life. A few probably stand out in your memory as people you enjoyed working for while others created unpleasant work environments. There’s probably little doubt in your mind about the type of person for which you preferred to […]
When you bring new employees on board, the last thing you want is to run afoul of workers’ compensation, unemployment insurance, wage reporting and other new hire requirements. The Colorado Department of Labor and Employment (CDLE) publishes a monthly newsletter and offers other useful information. Once you’re registered as a business in Colorado, you should […]
When I started in human resource management many years ago — you know, before there were computers — the focus was on helping employees find resources enabling them to engage more in work and provide higher quality and productivity. Some 30 years later, the HR role barely resembles that version. We’re more focused on keeping […]
Your home is one of the biggest assets you’ll ever own. Keeping it in good condition and updated should rank high on your list of priorities. The list of annual tasks can seem daunting, though, even if they benefit the well-being of your home — and budget. An annual real estate review arranges your to-dos […]